Building
Multi-risk housing insurance protects a property (apartment or villa, own house or lease, even if you are a tenant or a landlord). There are several possibilities of protection, such as theft or robbery, civil liability, fire, water damage among other equally essential and important coverage for your property.
You can choose insurance just for the property, for the contents, or for both.
The fire option ensures the risk of damage to the property and is mandatory by law for buildings in horizontal ownership. This must cover each autonomous fraction and the common parts of the building (roof, stairs, elevators, garage, etc.). Your capital must equal the rebuilding value of the building.
Contents
The contents are guaranteed with the subscription of insurance, resulting from damages from fire, floods, theft, natural catastrophes, electrical problems, and damage to real estate, among others.
The value of the stuffing is defined in the insurance subscription, and according to the value of the belongings existing at the time.