Car
insurance mandatory by law, which guarantees protection in case of damages and losses caused to third parties as a result of a road accident. They have the possibility of subscribing to other guarantees such as: own damages, isolated glass breakage, travel assistance, legal protection, occupants and replacement vehicle.
Motorcycles
This insurance requires a prior analysis before additional coverage such as: own damages, damages caused to third parties, theft or robbery, the option to guarantee damages to helmets and suits, and travel assistance.
Fleet
Do you have a car fleet in your company? Coverage options can be underwritten in a single policy. Fleet policies are attractive mainly due to a more advantageous price, as it is recalculated on an annual basis based on the overall loss ratio of the policy. The premium is determined by vehicle category and not individually.
Uber/TVDE
Civil liability and personal accident insurance mandatory by law fo all TVDE opertors, which includes passengers and their losses, for the minimum amount required in the legal framework for rental transport activities in passenger cars.
Mechanics/Stands
Insurance is mandatory by law for professionals in the automotive sector, as its subscription prevents a stand or workshop from promoting individual insurance for each vehicle received for sale or repair.
According to the law, “mechanics or car sellers, as well as any persons or entities that habitually carry out the activity of manufacturing, assembly or transformation, purchase and or sale, repair, breakdown or control the proper functioning of vehicles, are obliged to insure the civil liability they incur when they use, by virtue of their functions, the aforementioned vehicles in the scope of their professional activity”.
You can subscribe to the Civil Liability or Own Damage modalities.